Fair Debt Collection Practices Act
Creditor Harassment Attorney Serving Maricopa County
About the Fair Debt Collection Practices Act
Creditor harassment and abuse is a practice that should not be tolerated. If you or someone you know has become the victim of abusive practices by a creditor or debt collector in the Queens area, an attorney at our law offices may be able to help you take legal recourse under the Fair Debt Collection Practices Act.
Under the FDCPA, a collection agency is prohibited from:
- Calling before 8:00 a.m. or after 9:00 p.m.
- Making legal threats when no legal action is intended
- Continuing communication after receiving a written request to cease, except in certain circumstances
- Repeated phone calls
- Threatening you with physical harm
- Posting the debtor’s name and information on a public list
- Using abusive, foul or discriminatory language
- Proving false or misleading information
- Contacting you directly when you are represented by an attorney or after you have informed them that you have counsel.
Mesa Bankruptcy Attorneys – Dealing with Harassing Creditors
It is also unlawful for a collection agency to continue to contact you after they have been notified in writing that you do not intend to pay the debt or do not want to receive any further communication from them. Creditor harassment happens daily and it happens a lot. Don’t allow creditors to take advantage of you, seek the help of a Mesa credit harassment attorney today.
Collection agency practices are often not within the set guidelines. If you feel that you may be being harassed by a creditor, please contact a creditor harassment attorney in Mesa, AZ at once for legal advice. If your rights are being violated, our creditor harassment attorneys will immediate action to stop the abuse.
At My AZ Lawyers, our creditor harassment lawyers deal with your creditors so you don’t have to. We help debtors throughout Mesa, Gilbert, and Maricopa County, Arizona and the surrounding communities. We are ready to see how we can assist you. Regardless of your debt-related needs, we welcome you to call our offices for a confidential consultation to see how we can help.
Contact a Mesa Bankruptcy Attorney today to learn more about creditors and debt collectors and how to deal with creditor harassment during filing for bankruptcy in Mesa.