RSS

Category Archives: Creditors

I worked at chase bank for a year and left on august, they sent me a letter saying they overpaid me over 600 dollars.

I worked at chase bank for a year and left on august, they sent me a letter saying they overpaid me over 600 dollars.

 

Avvo Question: They have now sent me to a collection agency, that sent me a letter as well. I put my 2 weeks notice before a left. They say, they made a mistake and overpaid me for vacation and other time that is hard for me to understand. I’m not sure if they did overpay me pay me but if they did, Do I have to pay their mistake?

Avvo Answer: If you were indeed overpaid, you will likely have to return the money to your former employer. Yes, the mistake was their mistake by overpaying you but you can’t just keep the money as it was unearned. Talk to the collection agency and see if you can make payments to them to repay the monies owed. If you have additional debts that are also being sent to collections or that you can’t pay, it may be in your best interest to visit with an experienced bankruptcy attorney in Mesa about what options may be available to you.

I hope that you found this information helpful and that you question was answered.

Answered By:

My AZ Lawyers
1731 West Baseline Rd. Suite #101
Mesa, AZ 85202
Office: (480) 448-9800

Mesa Bankruptcy Lawyers
4065 E University Dr #500
Mesa, AZ 85205
(480) 470-0005

Re-Published from AVVO Legal Questions and Answers.

 

Posted by on February 1, 2013 in Creditors

Leave a comment

If I sell a vehicle on Ebay through Pay Pal, can creditors attach the the funds. I have no bank account.

If I sell a vehicle on Ebay through Pay Pal, can creditors attach the the funds. I have no bank account.

 

Avvo Question: My wife and I are both 68 and on Social Security. My wife is disabled, I lost my job 4 years ago and we owe credit card debt which we can’t pay, savings are depleted.

I want to sell our vehicle to pay for living expenses and pay the deductible for my wife’s hip operation.

I’m trying to sell the vehicle on Ebay and the buyer wants to deposit funds in Pay Pal to pay for the vehicle. Can creditors attach funds deposited in Pay Pal?

Avvo Answer: The short answer to your question is Yes a creditor can attempt to get funds from your Paypal account as Paypal is much like a bank in that way. However, if the creditor that you are worrying about doesn’t have a judgement against you, it would be impossible for them to take money out of your Paypal account as a creditor must have a judgement against you in order to get money out of your account. The buyer probably wants to use Paypal to pay you as he gets some limited insurance on his purchase from you by using it. Plus, Paypal is a great way to boost his confidence in a sale from eBay.

If there is no judgement against you then you have absolutely nothing to worry about with using Paypal, if there is a judgement against you, it is doubtful that the creditor will look there for money from you. They definitely will not look there first and since you can withdraw funds from Paypal almost immediately, it may be the way to go.

I hope that this answered your question and that you found the information helpful.

Answered By:

My AZ Lawyers
1731 West Baseline Rd. Suite #101
Mesa, AZ 85202
Office: (480) 448-9800

Re-Published from AVVO Legal Questions and Answers.

 

Posted by on February 1, 2013 in Creditors

Leave a comment
 

CONTACT US

    CONTACT US

    Mesa Bankruptcy Law Office 
    The Bornmann Law Group
    1731 W. Baseline Rd.
    Suite #100
    Mesa, AZ 85202
    (480) 263-1699

    Phoenix Bankruptcy Law Office
    1731 W. Baseline Rd.
    Suite #100 Mesa, AZ 85202
    (480) 833-8000

    Glendale Bankruptcy Law Office 
    The Bornmann Law Group
    20325 N. 51st Ave.
    Suite #134
    Glendale, AZ 85308
    (623) 640-4945

    Tucson Bankruptcy Law Office 
    The Bornmann Law Group 
    2 East Congress St. Ste. 900 
    Tucson, AZ 85701 
    (520) 306-8729

    MY AZ LAWYERS