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Could Social Media Damage Your Chapter 7 or Chapter 13 Bankruptcy

Could Social Media Damage Your Chapter 7 or Chapter 13 Bankruptcy

 

BEWARE: Facebook Posts Can Affect Bankruptcy

 

Many people in Arizona and throughout the United States have grown to love social media, especially Facebook. Social Media outlets are a great way to stay in touch with family and friends. Despite that, posting your personal information on-line has also opened a window that allows others to peer into your personal life. I doubt many Bankruptcy Trustees or creditors are looking up debtors to see if they are telling the truth about their personal assets. However, it can take less than two minutes to find out a lot about a person and their assets by simply looking on-line. It is always a good idea to keep your profile “private”. This will keep people from finding out too much information about you but is far from safe. More importantly, if you are considering filing bankruptcy, be sure to disclose all of your assets and property to your bankruptcy attorney. If they know about your property then they can almost always protect it, or at least put you in the best situation to keep as much of it as possible.

With the ever growing popularity of social media sites, the practice of law has adapted and changed with the growth. Facebook, Twitter, Google+, LinkedIn and other social media sites have changed the practice of law. Family Law and Divorce attorneys regularly review the opposing party’s Facebook profile for evidence of adultery or hidden assets. In some cases, prosecutors present online photos to juries as evidence of guilty behavior. It is a common practice of bill collectors to troll social media sites looking for assets and locating debtors. If you aren’t careful, these same tactics can affect the progress of your bankruptcy filing as well. Seek the assistance of your Arizona bankruptcy lawyer when going through the bankruptcy process in Arizona. A Mesa AZ bankruptcy law firm will warn you on what posts and pictures might adversely affect your bankruptcy.

 

Ways Social Media Could Affect Your Bankruptcy

1. Posting Pictures of Luxury Spending: Trips, Vacations, High Ticket Items
2. Boasting about Side Jobs or Getting a New Job
3. Showing Off Personal Property that is Not Listed

Many of the ever-growing followers of social media do not guard what they post online for the world to see. Rarely do individuals at the start of a bankruptcy, (or later in the midst of one), consider that the photos and postings of their new toys (cars, TV’s) their vacation or weekend getaways, or other purchases are at risk for being brought into evidence in the bankruptcy court by a bankruptcy trustee. Recent vacations and purchases may raise concern with the bankruptcy trustee as to how debtors are spending their financial resources. Remember, creditors, bill collectors, and the bankruptcy court appointed trustee of your bankruptcy estate may be trolling social media sites looking for evidence that your situation has changed, or that you were not entirely forthcoming in the listing of your income, assets, and job positions on your bankruptcy petition and paperwork.

Don’t be so naive to think that that limiting access to your profile to “friends only” will help. Facebook and other social media information can easily be subpoenaed – do not assume any right to privacy for your online materials. Is it really necessary to tell everyone about what is going on in your world? Do you really need to show off and seek out the approval of others? If so, be prepared to have your not-so-private personal information used against you.

 

Published By:
My AZ Lawyers
1731 West Baseline Rd. Suite #101
Mesa, Arizona 85202
(480) 448-9800
Re-Published from: Can Social Media Ruin Your Bankruptcy

 

Posted by on July 30, 2012 in Arizona

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Safeguard Your Monetary Interests – Get a Knowledgeable Bankruptcy Law Firm in Mesa Arizona

Safeguard Your Monetary Interests

Get a Knowledgeable Bankruptcy Law Firm
in Mesa, Arizona

 

A skilled Mesa bankruptcy law firm can go a long way when you are thinking about bankruptcy options in Mesa, Arizona. Not only will the knowledge of a passionate bankruptcy attorney help you determine whether chapter 7 or chapter 13 bankruptcy is the right debt settlement choice for your financial situation. The expertise of a Mesa bankruptcy legal professional is also valuable when it comes to finishing your bankruptcy petition, dealing with your collection companies, and representing you in the Arizona bankruptcy hearings. Make certain you do it correct the first time, retain the services of a professional bankruptcy law office to assure that your Mesa bankruptcy filing is accomplished in a reasonable and professional approach.

No matter the period in the personal bankruptcy process and even if you haven’t yet filed, you may benefit from involving an expert Mesa bankruptcy law firm. The experience of a bankruptcy law firm can help you through the decision-making procedure as you determine if filing is the proper move for you since there are quite a few alternatives to bankruptcy open to you. Expertise counts and isn’t it a better idea to have the expertise helping you working for you?

Arizona Bankruptcy legislation is certainly a challenging legal area with laws that often change. Many Mesa attorneys simply dabble in bankruptcy law without being at the cutting edge of bankruptcy exemptions or alterations to the rules. Make certain that you employ a skilled bankruptcy law firm to file your chapter 7 or chapter 13 bankruptcy in Mesa, Arizona.

A qualified bankruptcy lawyer from My AZ Lawyers, PLLC may also benefit you as their experienced legal professionals and office staff will navigate the large quantities of forms, petitions, and other documents that must be filled out and sent in within strict due dates. By selecting a knowledgeable bankruptcy lawyer, it helps to be certain your vital bankruptcy paperwork and deadlines aren’t unnoticed. A Mesa AZ bankruptcy lawyer will be there with you every step of the way and aid you in receiving a “fresh start” through consumer personal bankruptcy in Mesa.

 

Posted by on May 11, 2012 in Arizona

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Finding the Best Bankruptcy Lawyer in Mesa, Arizona

Finding the Best Bankruptcy Lawyer in Mesa, Arizona

Bankruptcy Lawyers in Mesa, AZ

If you are a resident of Mesa, Arizona and are in a situation where your finances are beyond your control or an unexpected debt has left you to ponder filing bankruptcy as an answer, you may want to start researching bankruptcy lawyers in Mesa.  A good Mesa bankruptcy attorney is a great investment for a better future. As in any other profession, the choice of practitioner can make a big difference to your outcome.  Take your time, do you research, and choose the best bankruptcy lawyer for your Mesa, AZ bankruptcy.

One of the first things that you are going to want in your Mesa bankruptcy lawyer is a bankruptcy lawyer with experience. There are a lot of lawyers in Mesa who have recently jumped into the bankruptcy field as a way to try and stay busy.  Steer clear of lawyers who aren’t experienced in bankruptcy.  If an attorney is a personal injury specialist, why would you want him doing your bankruptcy filing?  You wouldn’t go to a butcher to get a tooth filled, would you?  You would go to a dentist as he has the experience.

The Mesa bankruptcy lawyers at My AZ Lawyers, PLLC have the experience that you seek.  Bankruptcy is our business.  Our lawyers are here to help you learn about what filing bankruptcy in Mesa, Arizona all entails.  Our experienced bankruptcy law staff has helped hundreds of people in Mesa, throughout Maricopa County and Arizona through the bankruptcy process.


Another thing to take into consideration when seeking out the best bankruptcy lawyer for your situation is the price.  How does our affordable Mesa and Phoenix bankruptcy law firm offer you some of the lowest bankruptcy fees and a no obligation, FREE bankruptcy consultation? That is a good question. In today’s economic upheaval in Mesa and Phoenix, Arizona, many hardworking, honest individuals and families are being overwhelmed by financial worries, garnishments, repossession, and foreclosure problems. These hardworking individuals need sound legal advice, prompt debt relief, and the chance at a “Fresh Start”.  Our bankruptcy lawyers are both experienced and affordable.  We offer some of the lowest legal rates in all of Arizona.

When searching for the best bankruptcy lawyer in Mesa, AZ, make sure to choose an experienced lawyer who offers you a free consultation.  Our experienced, affordable bankruptcy lawyers provide financial guidance, smart options, and multiple solutions through our FREE Debt Evaluation and FREE Initial Consultation with a qualified Mesa bankruptcy attorney. My AZ Lawyers offers free debt evaluations and free initial consultations.  Once we learn more about your financial situation we will be able to better guide you in the best debt relief option for you and your family.

If you live in the Mesa, AZ or Phoenix, AZ communities and find yourself in trouble due to job loss, divorce, or staggering medical bills, please seek out the assistance of our professional staff and find out what is your best financial option.  Our Mesa bankruptcy lawyers also offer payment plans for every budget and evening and weekend consultations.  (Consultations may be in person or by phone.)

Contact our Mesa bankruptcy law firm today.  We are experienced, offer free consultations, have some of the lowest legal fees, provide payment plans for every budget, and offer bankruptcy by phone along with evening and weekend consultations.  Our Mesa bankruptcy lawyers look forward to assisting you.

 

Posted by on May 6, 2012 in Uncategorized

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Bankruptcy and Divorce in Mesa, AZ

Bankruptcy and Divorce in Mesa, AZ

Mesa, Arizona Bankruptcy Lawyers | Mesa Divorce Lawyers

Many couples in Mesa, Arizona are not only fighting with each other, they are fighting their creditors, their debt, and searching for a way to start anew.  Sometimes a dire financial situation creates so much turmoil that couples seek a legal separation or a divorce.  If these same couples are planning for their financial future as well as thinking about a divorce, they must be cautious to make sure that they do what is best for their future.

One of the most important things to remember is that filing bankruptcy in the middle of a contested divorce is usually not a good idea. Debt awarded in a divorce decree is not dis-chargeable in a chapter 7 bankruptcy filing in Mesa, AZ.  The determining factor comes down to whether the debt in the divorce is defined as support. As long as the debt in the divorce is NOT defined as support, it can be defined as debt that can be alleviated through bankruptcy.  Thus, it is important to make sure the debts in the divorce are not included in the final decree, that way, either party may file for bankruptcy if necessary.  To make sure that things are done properly in both the divorce and in bankruptcy, it is recommended that you seek the help of a Mesa bankruptcy attorney who could also assist you in your family law situation and/or divorce.

When filing for bankruptcy or divorce in Mesa, Arizona, there are many strategies which should be considered.  One strategy is to file for joint bankruptcy before the divorce, especially for couples with a significant marital debt. (Though this isn’t always possible as sometimes the divorcing parties can not and will not agree on anything, helpful or not).  In a joint bankruptcy filing, the couple can discharge the martial debt which will minimize fighting as to who is responsible for the debt in a divorce preceding.

In a divorce, several things change in financial situations of the parties involved.  Income may shift, child support and/or alimony could be ordered.  These changes in income could actually make in eligibility for a Chapter 7 bankruptcy easier.  The changes in assets and income could actually make chapter 7 bankruptcy eligibility more obtainable.  The Bankruptcy Court Trustee will usually ask for recent divorce decree and will question a divorce that seems to be sham.  When dealing with a divorce combined with a bankruptcy, you will want to make sure that you have experienced counsel to guide you through all of the pitfalls of filing divorce in Mesa, Arizona and filing chapter 7 or chapter 13 bankruptcy in Mesa, Arizona.

Our Mesa Law Firm can assist you with your financial and family law needs.  We are experienced in all divorce and bankruptcy proceedings.  Let us help you though filing divorce and/or bankruptcy in Mesa, Arizona.

 

 

Posted by on May 3, 2012 in Mesa Bankruptcy Lawyers

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Welcome to our Mesa Bankruptcy Blog

Welcome to our Mesa Bankruptcy Blog

Our Mesa bankruptcy attorneys are pleased to announce the launch of our bankruptcy blog.

To contact our Mesa Bankruptcy Lawyers, please call and set up a FREE consultation at

(480) 833-8000.  We look forward for the opportunity to assist you.

 

 

Posted by on May 3, 2012 in Mesa Bankruptcy Lawyers

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Professional Mesa Bankruptcy Lawyers

Professional Mesa Bankruptcy Lawyers

Our Mesa bankruptcy attorneys are here to assist you to find out about the steps involved in filing bankruptcy in Mesa, Arizona. In today’s economic difficulty in Mesa, Tucson, Glendale and Phoenix, Arizona, quite a few hardworking, honest individuals, businesses, and families are being innundative by financial troubles, garnishments, repossession, and foreclosure issues. Many are losing their motor vehicles, their houses, and their life savings. These hardworking folks need sound legal advice, quick debt relief, and the chance at a “Fresh Start”. Our Mesa Bankruptcy Lawyers provides the support they need.

Our qualified Mesa bankruptcy lawyers offer our clients, both large and small, with the best quality debt help counsel and individual bankruptcy help. Our bankruptcy law practice provides the consumer support generally only related to larger bankruptcy providers, nevertheless with the personal assistance, consideration and responsiveness of a smaller sized firm. An additional quality you’ll want to try to find while searching for the top bankruptcy lawyer.

There also are various quality options when looking for the best bankruptcy lawyer in Mesa. Find a bankruptcy attorney who you feel comfortable with and who has the time to provide you the one on one attention and representation that you deserve. As a result of the present state of Mesa’s economic system, lots of Mesa’s 442,445 men and women and Mesa’s 146,643 households are finding it tough in making ends meet and may use some form of debt settlement.

There are lots of opportunities when deciding on who is the best bankruptcy legal professional for you in Mesa, Arizona. There also are many reasons that you may have for searching for the expertise of a Mesa AZ bankruptcy law firm. If you are looking for the perfect bankruptcy attorney, please call our bankruptcy law firm and see how we can assist you through your present financial predicament. We present FREE personal bankruptcy consultations daily in addition to evening and weekend consultations. Our prices are one of the most reasonably priced in all of Arizona, plus, we have payment plans for each spending plan. Get a hold of our Mesa bankruptcy legal representatives today. We look forward for the opportunity to work with you.

 

Posted by on May 1, 2012 in Arizona

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CONTACT US

    CONTACT US

    Mesa Bankruptcy Law Office 
    The Bornmann Law Group
    1731 W. Baseline Rd.
    Suite #100
    Mesa, AZ 85202
    (480) 263-1699

    Phoenix Bankruptcy Law Office
    1731 W. Baseline Rd.
    Suite #100 Mesa, AZ 85202
    (480) 833-8000

    Glendale Bankruptcy Law Office 
    The Bornmann Law Group
    20325 N. 51st Ave.
    Suite #134
    Glendale, AZ 85308
    (623) 640-4945

    Tucson Bankruptcy Law Office 
    The Bornmann Law Group 
    2 East Congress St. Ste. 900 
    Tucson, AZ 85701 
    (520) 306-8729

    MY AZ LAWYERS